How I Opened a Water Damage Claim On My Own Home (Step By Step)
Watch over my shoulder as I walk through the real claim my wife and I opened in 2024 – so you know exactly what to do, what to document, and what to say when a leak or water damage hits your home.
In this 30‑minute walkthrough, you’ll see:
- The first photos, videos, and readings I took before calling insurance (and why this protects your payout).
- The exact timeline of who I called and when: plumber, mitigation company, insurance, and adjuster.
- How the insurance company responded, what they questioned, and how we handled it.
- The 3 mistakes I almost made that would have cost us time, money, and extra damage.
- How to feel prepared instead of overwhelmed when something goes wrong in your home.
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A Clear Claim Gameplan
Know the order of steps to take in the first 24–72 hours after water damage so you don’t guess or panic.
Real‑World Expectations
See how an actual claim played out – the good, the bad, and what I’d do differently so you can avoid surprises.
A Documentation Checklist
Understand exactly what photos, notes, and measurements to capture so your adjuster sees what you see.
This Is For You If…
- You’re a homeowner who wants to be prepared before something happens.
- You’re currently dealing with a leak or water damage and don’t want to get underpaid.
- You’ve never filed a claim before and don’t know where to start.
Why Listen To Me About Water & Mold Claims?
I’ve been entering properties since 2014 helping families with water and mold damage. I hold an IICRC certification in water restoration, Florida DBPR mold assessor and remediator licenses, a bachelor’s in civil engineering, and a DBPR general contractor license. I’m not sharing theory – this is the real claim from my own home, with all the lessons I wish every homeowner knew.
